Our Services

Business Loans

Securing the right funding on favourable terms is increasingly challenging due to tighter bank credit standards and a shifting regulatory environment. At YLG Capital, we provide tailored financial solutions that help businesses navigate these complexities and access the right funding. With decades of combined experience across corporate and commercial banking, we leverage our extensive industry knowledge and professional networks to deliver efficient, goal-aligned strategies. We take the time to understand your business and craft solutions that align with your vision while meeting lenders’ criteria. Let YLG Capital help you secure the funding and support you need to drive your business forward.

We can assist with the following:

Growth and expansion finance
Receivables and trade finance
Debt restructuring and consolidation
Acquisition financing including SBO/MBO’s
Working capital solutions
Term debt solutions
Tailored structured finance solutions

Home Loans

At YLG Capital, we offer access to over 60 bank and non-bank lenders, providing comprehensive mortgage solutions. Whether you're a first-time homebuyer or a property investor, we tailor our services to help you secure the right financing for your residential property needs.

We can assist with the following:

Home loan pre-approvals
Refinance and restructure home and investment loans, and cash-out/equity release
Purchasing residential investment properties
Off-the-plan property purchases
Refinancing existing loan facilities
Market comparison to secure lower interest rates
Purchasing a new home

Commercial Property Development & Investment

Partnering with YLG Capital early in your property development or investment journey allows us to strategically align debt solutions with your project’s goals from the outset. We specialise in securing tailored debt facilities that support every phase of property development, ensuring optimal financial backing throughout.

Our approach reduces the reliance on high pre-sales, enabling you to retain more inventory while maximising your capital structure through detailed feasibility analysis. By working closely with valuation experts and quantity surveyors, we ensure the capital stack is perfectly aligned with your development’s unique needs, giving you a solid foundation to move forward.

For property investments, we offer customised solutions to help you grow, restructure, refinance, or unlock equity to access otherwise unused capital. With a proven track record in structuring and leading successful transactions, we leverage our deep understanding of lender preferences and asset classes to secure the best terms and competitive rates.

At YLG Capital, we provide both bank and non-bank funding solutions, delivering financing strategies that align with your development and investment objectives to drive long-term success.

We can help with:

Large-scale office and retail projects
Mixed-use property developments
Apartment and residential developments
Office-specific property developments
Multi-townhouse development projects
Land banking for development sites
Residual stock

Debt Structuring & Advisory

With over 45 years of combined experience, YLG Capital has developed a strong understanding of how both banks and non-bank lenders assess the debt capacity of a business.

Our Debt Advisory services are designed to provide comprehensive support for acquisition funding and restructuring needs. We collaborate closely with accountants and legal teams to tailor the optimal debt profile for your business, which includes:

Negotiating loan and security agreements to secure favourable terms
Refining and stress testing financial projections for greater accuracy
Assessing and adjusting loan covenants to align with your business needs
Structuring appropriate amortisation schedules that fit your financial goals
Providing insights during due diligence to ensure readiness for lender requirements
Developing business cases to normalize earnings in a way that satisfies lender expectations

Additionally, we offer specialised advisory services for distressed businesses, helping to restructure debt profiles and renegotiate covenant terms. Our team takes the lead in negotiations with banks to secure extended agreements, providing management the space to focus on driving business strategy.

Boutique Private Lending

At YLG Capital, we specialise in fast, flexible private lending solutions tailored to meet your specific needs. Whether for property development, business growth, or unique funding solutions, we offer customised loans with quicker access to capital and more flexible terms than traditional lenders.

Through our relationships with boutique private lenders, we provide you with exclusive financing options that are often not available through conventional channels.

Vehicle Finance

Asset and vehicle finance provides businesses with the flexibility to acquire essential assets while preserving working capital and maintaining healthy cash flow.

With access to a broad panel of lenders who specialize in asset financing, YLG Capital is well-positioned to deliver quick, tailored financing solutions for the critical assets your business needs.