(YLG HOME)
(WHY YLG HOME)
Access to over 60 bank and non-bank lenders, and one point of contact who knows how credit teams think.
YLG Home is the residential side of YLG Capital. The same senior bankers who structure debt for mid-market businesses handle your mortgage — we compare the market, prepare the submission the way a lender wants to read it, and stay with the loan long after settlement.
Buying
01
Know what you can borrow before you bid.
A pre-approval done properly means a clear budget, a lender who has already assessed your position, and no surprises between auction day and settlement. First home or next home, off-the-plan, established or built from the ground up.
- Purchasing a new home
- Home loan pre-approvals
- Off-the-plan property purchases
- Construction and renovation lending
- Bridging finance where settlement timing requires it
Refinancing
02
A live offer is a starting point, not a ceiling.
Rates move and so do lender appetites. We benchmark your current loan across our lender panel, take it to your existing lender first, and only move you when the numbers justify it.
- Market comparison to secure lower interest rates
- Refinance and restructure home and investment loans
- Cash-out and equity release
- Refinancing existing loan facilities
Investing
03
Buy the next one without stalling the last.
Whether you are buying your first investment property or refinancing one you already hold, we compare the market and structure the loan so equity stays available for the next purchase.
- Purchasing residential investment properties
- Refinance and restructure investment loans
- Cash-out and equity release
- SMSF lending
(HOW IT WORKS)
Four steps, and a broker who stays on the file.
A conversation
Twenty minutes on your goals, your timing and where you sit today. No paperwork required to start.
Strategy and pre-approval
We model your borrowing capacity across lenders, agree the structure, and get you assessed before you commit to a property.
Submission and approval
We prepare the application the way credit teams read them, then manage valuations, conditions and formal approval.
Settlement and beyond
We coordinate with your conveyancer through to settlement, then review the loan as rates and your circumstances change.